Intro APR offer: The Wells Fargo Reflect Card offers a 0% intro APR for 21 months from account opening on purchases and ...

As of November 2, 2025, 0% intro APR credit cards offer a unique opportunity to manage expenses without the immediate burden of interest, especially during high-spending periods like the holidays.

Credit card annual percentage rates, commonly known as APRs, determine how much you’ll pay in interest if you carry a balance on your credit card. Your card’s APR can vary depending on a few different ...

Balance transfer cards are one of the best ways to pay off debt in 2026. Here's my favorite one to apply for now to save hundreds or even thousands.

Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.

APR is deliberately confusing and compounds daily. Read disclosure boxes, use 0% offers strategically, and make multiple monthly payments to minimize interest costs. When you see "18.99% APR" ...

CNBC Select compares this year's best 0% APR credit cards so you can avoid interest charges and maximize savings.

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...