Finding ways to maximize the returns on your money can make a lot of sense in today's high-rate environment. For example, while certificate of deposit (CD) accounts are a smart option to consider ...

If you have money set aside and are wondering where to put it to earn interest, two options are money market accounts, known ...

An IRA CD is an individual retirement account that’s invested in certificates of deposit (CDs). Regular CDs and IRA CDs differ in contribution limits, tax treatment and early withdrawal penalties. IRA ...

In the unpredictable, inflationary economy of recent years, certificate of deposit (CD) accounts have been a smart and effective way to protect your money. These accounts are FDIC-insured up to ...

A CD locks in your money for a set period of time, also known as a term, in exchange for providing a guaranteed yield on the funds. CDs are offered in terms that typically range from three months to ...

Synchrony's online CDs combine strong rates, no minimum balance requirements, and flexible term options -- a smart move in today's cooling rate environment.

Investing in a certificate of deposit might be right if you’re not the risky type, as it’s a safe way to grow your money — that is, if you’re willing to leave it in the bank until it matures. Read ...

Acting quickly within your grace period can help you avoid missed opportunities. Here's happens when a CD matures — and your ...

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Most CDs come with early withdrawal penalties that can wipe out some or all of your earnings. Financial emergencies and better opportunities can justify cashing in your CD early. Don't sleep on ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...